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FAQ
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Top Factoring


Mediating client - debtor relationship

in a legal, correct and fair manner


Where can Top Factoring exercise the debt collection services?
Top Factoring acts all over Romania and also abroad, benefiting from a partnership with one of the European leaders in the field of accounts receivable management.


Does Top Factoring require fixed fees also?
During the amiable approach stage (except for Field Collection service) Top Factoring only works for a success commission, calculated according to the collected amounts. Our principle in the amiable stage is: "We do not collect, we do not cash in".


Is there any limit value of the debts to be collected by Top Factoring?
Usually we process debts having values over 100 RON. But, certainly, if among the cases there are some of smaller values, we will certainly start their debt collection, as well.


How old can a debt be as to be still recoverable?
For sure, that debt should reside within the prescription period, which in Romania is of 3 years.


Do you initiate legal actions against the debtors?
If the debtors refuse to pay in the amicable collection phase, the next step is to initiate the legal action for that case, via our national network of lawyers.


Which is the volume of cases Top Factoring can manage?
Top Factoring holds modern tools which allow the safely managing of tens of thousands of new cases monthly.